INSURANCE ACHIEVEMENT USER AGREEMENT


Last Updated:  August, 2004  

Welcome to the Web site for Insurance Achievement, which is owned and operated by Dearborn Financial Services, a Kaplan Professional Company (all together, “Insurance Achievement”).  This User Agreement governs your use of the Insurance Achievement Web site (“IA Site”).  Please read this User Agreement carefully, because by visiting or using the IA Site, you agree to be legally bound by and comply with its terms.  If you do not agree to comply with this User Agreement, you are not authorized to use the IA Site.  This User Agreement, including the Privacy Policy, applies to the IA Site only, and not to other Web sites operated by Dearborn Financial Services.

We may revise this User Agreement from time to time, so please check this Web page each time you visit the IA Site.  If you continue to use the IA Site after we post the change, this means you have agreed to the new terms.

Privacy Policy

Please review our Privacy Policy, which is a part of this User Agreement and describes how Insurance Achievement handles any personally identifying information collected from visitors to the IA Site.

Copyright

Copyright on the IA Site and all materials included in it is owned by or licensed to Insurance Achievement, and all rights are reserved.  You must abide by all copyright notices and restrictions contained on the IA Site.

You may not copy, distribute, enter into a database, display, perform, create derivative works of, transmit, or otherwise use any materials from the IA Site (including computer programs or other code) (“Site Materials”), except that you may download one machine-readable copy of the Site Materials, solely for personal, non-commercial use, and only if you do not alter the text or remove any trademark, copyright, or other notice displayed on the Site Materials.

Trademarks

INSURANCE ACHIEVEMENT and the IA Logo are trademarks owned by Insurance Achievement (“IA Trademarks”).  You may not use the IA Trademarks in connection with any product or service that does not belong to us, nor in any manner that is likely to cause confusion among users about whether we are the source, sponsor, or endorser of the product or service, nor in any manner that disparages or discredits us.

Links, Frames, and Metatags

You may link to the home page of the IA Site as long as the link does not cast us in a false or misleading light.  Please let us know if you link to the IA Site by contacting us at pass@insuranceachievement.com.

You may not frame the content of the IA Site.  You may not use metatags or any other “hidden text” that incorporates the IA Trademarks or our name without our express written consent.

Links to Other Web Sites

The IA Site may contain links to other Web sites, including the sites for the other Web sites operated by Dearborn Financial Services.  This User Agreement and the Privacy Policy applies only to the IA Site and Insurance Achievement.  If you decide to link to another Web site, be sure to read the user agreements and privacy policies that govern your use of that Web site.

Disclaimer and Limitation of Liability

ALTHOUGH WE INTEND TO TAKE REASONABLE STEPS TO PREVENT THE INTRODUCTION OF VIRUSES, WORMS , “TROJAN HORSES” OR OTHER DESTRUCTIVE MATERIALS TO THE IA SITE, WE DO NOT GUARANTEE OR WARRANT THAT THE IA SITE OR MATERIALS THAT MAY BE DOWNLOADED FROM IT ARE FREE FROM SUCH DESTRUCTIVE FEATURES.  WE ARE NOT LIABLE FOR ANY DAMAGES OR HARM ATTRIBUTABLE TO SUCH FEATURES.

WE ARE NOT LIABLE FOR ANY CLAIM, LOSS, OR INJURY BASED ON ERRORS, OMISSIONS, INTERRUPTIONS OR OTHER INACCURACIES IN OUR SITE, NOR FOR ANY CLAIM, LOSS OR INJURY THAT RESULTS FROM YOUR USE OF THIS SITE OR YOUR BREACH OF ANY PROVISION OF THIS USER AGREEMENT.

Governing Law

This User Agreement will be governed by the laws of the State of New York applicable to contracts made and performed there without regard to its conflicts of law principles.  You agree to submit to the exclusive jurisdiction of the state and federal courts sitting in the State and County of New York and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

Termination

We reserve the right to terminate the IA Site and this User Agreement at any time without notice for any reason, including, in the case of the User Agreement, for your violation of any of its provisions.  The Disclaimer and Limitation of Liability and Governing Law sections of this User Agreement shall survive any such termination.  

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Insurance Achievement - A Kaplan Financial Company
Phone 800-258-2432 or 225-766-9828, Fax 800-329-8687
Email: pass@insuranceachievement.com
© Insurance Achievement 2006