ChFC®
Chartered Financial Consultant®
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To earn ChFC®, you must complete 8
courses -- 6 required and 2 electives.
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The ChFC®
requirements listed
below reflect the revised ChFC®
curriculum adopted
in
March 2005. Please contact The American
College’s Office of Student Services at 888-263-7265
if you have any questions about the former course
requirements or to determine which requirements
apply to you. |
You must meet experience requirements
and ethical standards. Three years of business experience
immediately preceding the date of use of the designation
are required. An undergraduate or graduate degree from an
accredited educational institution qualifies as one year
of business experience. When using formal education as qualifying
experience, the remaining two years must immediately precede
the date of the award.
TAC Policy: Effective
January 1, 2006, all students of The American College must
complete all courses in a chosen designation or other
program of The College within five (5) years from that
date or from the date of the student's matriculation and
registration for the first course in the College program.
Click here
for details.
To request your free personalized designation strategy
for ChFC® showing the best sequence of courses / target
exam dates, contact Insurance Achievement via email:
pass@insuranceachievement.com
, phone: 800-258-2432 or fax:
800-329-8687.
Please remember to include your current phone
number, fax number, email address and shipping address so we can quickly
respond to your request.
Each Insurance Achievement materials
package includes Course Guide with daily learning strategy, flashcards and I Will Pass
software with practice
exam questions! Also
receive online access to Course Updates, Cruncher Reviews and exam
questions! Audio CDs are available as a
supplemental learning tool.
ChFC®
Curriculum
Difficulty Level is based on a scale
from 1 (Easy) to 10 (Difficult).
Required
Courses (6)
- 300
Financial Planning: Process and Environment*
- Difficulty Level . . . 7
This course is a general
introduction that provides an overview of the financial
planning process, covering topics such as: financial
planning applications, ethics, risk tolerance,
time-value-of-money, communication techniques,
regulation and the economic and legal environment to
provide an understanding of the responsibilities and
role of financial planners.
-
Order
300 Now!
Click Here for the
300 Pre-Test!
311
Fundamentals of Insurance Planning*
- Difficulty Level . . . 8.5
This course introduces
insurance in the context of financial planning. The
insurance topics of legal principles, regulation,
industry operations and risk management are presented,
in addition to a study of several kinds of insurance
such as property and liability insurance, long-term
disability insurance, medical insurance, life insurance
and social insurance.
- Order
311 Now!
321 Income Taxation
- Difficulty Level . . . 8
- The federal income tax system
(for individuals / businesses) with particular reference
to the taxation of life insurance / annuities will be
examined in this course.
Order
321 Now!
Click Here for the
321 Pre-Test!
326 Planning for
Retirement Needs
Difficulty Level . . .
8
This course analyzes qualified
/ non qualified plans and IRAs; examines choosing/designing
a retirement plan to meet the individual's needs.
Order 326
Now!
Click Here for the
326 Pre-Test!
328 Investments
Difficulty Level
. . . 10
Investment principles are applied to personal financial
planning. Topics include risks, yields, securities markets,
understanding of financial statements, valuation of common
stock, mutual funds, options, futures and personal portfolio
management.
Order 328
Now!
Click Here for the
328 Pre-Test!
330 Fundamentals of Estate
Planning
Difficulty Level . .
. 9
Aspects of estate and gift tax planning, including the
nature, valuation, transfer administration and taxation
of property are covered in this course, which includes
an emphasis on a basic understanding of the unified estate
and gift tax system.
Order 330
Now!
Click Here for the
330 Pre-Test!
Electives
(Select 2)
322
The Financial System in the Economy
Difficulty Level . . . 9
You will study the financial markets
in the U.S., the principal institutions operating in the
markets, the economic functions performed and the products
and services provided to clients.
Order 322
Now!
Click Here for the
322 Pre-Test!
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332 Financial Planning Applications
- Difficulty Level . . . 9.5
- This course consists of practical cases that are aimed
at integrating the various techniques, tools and products
covered in the earlier courses in the ChFC® program.
Order
332 Now!
Click Here for the
332 Pre-Test!
334 Estate Planning
Applications**
Difficulty Level . . . 9.5
Topics covered in this course include forecasting the
gross estate for federal estate tax purposes; estate valuation
principles; the charitable contribution as an estate planning
technique; planning opportunities stemming from the marital
relationship; the taxation of trusts; estate planning
implications of retirement benefits and considerations
involving a principal residence; estate freezes and planning
for long-term care expenses are covered in this course.
Order 334
Now!
Click Here for the
334 Pre-Test!
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352 Financial Decisions
for Retirement**
Difficulty Level . . . 9
This
course covers important areas in the senior segment of
today’s financial planning marketplace including
public and private sources of retirement income (Social
Security and pension plans), needs analysis, asset
allocation strategies, and retirement income planning
using pensions and annuities. In addition, the course
discusses such financial issues facing seniors as
housing, insurance, and estate planning. Mastering the
Terms to Know for each assignment will give students the
ability to speak the language of the senior market.-
Order
352
Now!
*These two exams replaced
318, Insurance and Financial Planning. Candidates
who have passed 318 will not need to take 300 or 311.
**IA recommends these electives.
Click
for additional courses needed for CLU®!
ChFC®
National Exam
ChFC® national exams are given throughout the year at local
testing centers by The American College. Exam fees
will apply.
Format:
- 2 hours in length
- 100 objective questions
(332 = 50 objective questions)
- computer-administered exam
Your results will be provided immediately upon the completion
of your national exam.
Contact The American College at 888-263-7265
or www.theamericancollege.edu
for information on enrolling for your national exams.
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